How Much Does Live-In Care Cost in the UK?

When considering care at home for yourself or a loved one, one of the most significant concerns is often the cost. Understanding the financial aspects of live-in care is essential to making an informed decision. At Live In Solutions, we aim to provide transparent pricing with no hidden costs or lengthy notice periods. Below, we outline the different funding options available to help you cover the cost of live-in care in the UK.

How Much Does Live-In Care Cost in the UK: Funding Your Live-In Care

Privately Funded Care

Many families opt for privately funded care, using financial options such as:

• Equity Release – Unlocking the value of your property to fund care.
• Annuity-Based Care Plans – Investing in an annuity that provides regular payments to cover care costs.
• Long-Term Care Insurance – Policies designed to cover future care expenses.

For more information, we recommend speaking with an independent financial adviser through the Financial Services Authority.

Social Care Funding

If you have social care needs, you may qualify for financial support from your local authority. This funding is means-tested, meaning your financial situation will determine whether you receive full or partial support. Contact your local authority for a financial assessment to explore your options.

Direct Payments   

Some individuals may be eligible for Direct Payments, where the local authority provides funds directly to you, allowing you to arrange your own care services instead of relying on local authority-managed care. For more details, visit www.direct.gov.uk or contact your local Social Services Department.

NHS Continuing Healthcare Funding

If you have significant healthcare needs, you might qualify for NHS Continuing Healthcare (CHC) funding. This fully funded package covers personal health needs and, in some cases, home adaptations. Contact your local Clinical Commissioning Group (CCG) or NHS Direct on 111 for more information.

Self-Directed Support & Individualised Budgets

Self-directed support allows individuals to manage their care budget and choose services that best suit their needs. Eligible individuals will receive funding through Adult Social Care and may access additional financial assistance from other government sources.

Independent Living Fund (ILF)

For disabled individuals aged 16 to 65, ILF provides financial support to help them live independently in their homes instead of moving into residential care. Contact ILF at 0845 601 8815 or email funds@ilf.org.uk for further assistance.

How Much Does Live-In Care Cost in the UK: Live-In Home Care Trial

Choosing between live-in care and a care home is a major decision. To help you make the right choice, Live In Solutions offers a 4-week live-in-home care trial at a reduced cost of £900 per week with no obligation to continue after the trial period. This trial allows you to experience the benefits of live-in care before making a long-term commitment.

Why Consider a Trial?

• Quick and hassle-free setup within days.
• A fixed cost for the trial period, often more affordable than a care home.
• A chance to experience personalised care in a familiar environment.

What Is Live-In Care and How Can It Help?

Live-in care provides round-the-clock assistance while allowing individuals to remain in the comfort of their own homes. Unlike care homes, where residents must adapt to a new environment, live-in care ensures:

• One-to-one care tailored to specific needs.
• Independence and comfort in a familiar setting.
• Emotional well-being with family and pets nearby.
• Reduced risk of infections, such as COVID-19, by limiting exposure to multiple caregivers and residents.

Our trained carers provide companionship, mobility support, medication assistance, personal care, and household help while maintaining a high standard of care and safety.

Why Choose Live In Solutions?

At Live In Solutions, we prioritize quality, dignity, and independence. Here’s why families trust us:

✅ Highly Trained Carers – Our caregivers undergo industry-leading training to provide expert support.
✅ Personalized Care Plans – We tailor care to each individual’s unique needs.
✅ Transparent Pricing – No hidden costs, just upfront and fair pricing.
✅ Regular Quality Checks – We conduct home visits, telephone calls, and spot checks to ensure high standards are always maintained.

Get in Touch

If you are considering live-in care or want to learn more about funding options, call us today on 01245 890336. Our team is here to provide guidance and help you make the best choice for your loved one’s well-being.

At Live In Solutions, we are dedicated to making live-in care affordable and accessible, ensuring your loved ones receive the best care while remaining in the comfort of their own home.